Archive: 2025/12

1 Dec

Is It a Good Idea to Buy a House with No Money Down?

Posted by Serena Caldwell

12/ 1/2025

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Buying a house with no money down might seem tempting, but it’s risky for first-time buyers in New Zealand. Learn why saving even a little makes all the difference - and what real alternatives exist.

Is a 900 Credit Score Possible? What It Takes to Hit the Highest Credit Range as a First-Time Homebuyer

Posted by Serena Caldwell

12/ 1/2025

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A 900 credit score doesn't exist - lenders use an 850 cap. Learn what it really takes to hit 800+ as a first-time homebuyer and how to get the best mortgage rates without chasing impossible numbers.

How Much House Can You Afford on a $100k Salary in Auckland?

Posted by Serena Caldwell

12/ 1/2025

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On a $100k salary in Auckland, you can afford a home around $380k-$420k with a 10% deposit. Banks may approve more, but real affordability means balancing mortgage payments with living costs, deposits, and hidden fees.

Archive: 2025/12

Is It a Good Idea to Buy a House with No Money Down?

Is a 900 Credit Score Possible? What It Takes to Hit the Highest Credit Range as a First-Time Homebuyer

How Much House Can You Afford on a $100k Salary in Auckland?

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