Archive: 2025/12

21 Dec

Do People Still Buy Timeshares in 2025? The Real Story Behind Shared Vacation Ownership

Posted by Serena Caldwell

12/21/2025

0 Comments

Timeshares aren’t dead, but they’ve changed. In 2025, few buy them for the old reasons. Flexible vacation clubs and short-term rentals have taken over. Here’s who still uses them-and why most people should avoid them.

18 Dec

What Credit Score Do You Need for a $100,000 Loan as a First-Time Buyer?

Posted by Serena Caldwell

12/18/2025

0 Comments

For a $100,000 home loan as a first-time buyer in New Zealand, aim for a credit score above 650. Lower scores can still work with a bigger deposit or guarantor, but interest rates will be higher. Clean credit and steady income matter more than perfection.

15 Dec

How Do I Pay Myself as a Shared Ownership Home Owner?

Posted by Serena Caldwell

12/15/2025

0 Comments

You can't pay yourself a salary from shared ownership, but you can build equity over time and use it to fund your future. Learn how to turn your shared home into real financial value.

14 Dec

How Much House Can I Afford on $70,000 a Year in Auckland?

Posted by Serena Caldwell

12/14/2025

0 Comments

On a $70,000 salary in Auckland, you can afford a modest home with a solid deposit and smart budgeting. Learn how much you can realistically buy, what grants are available, and where to look in 2025.

11 Dec

Is $10,000 Enough for a Down Payment on a House in New Zealand?

Posted by Serena Caldwell

12/11/2025

0 Comments

With house prices in Auckland still high, many first-time buyers wonder if $10,000 is enough for a deposit. The answer is yes-if you know where to look and how to use government grants and KiwiSaver. Real homes under $100,000 exist, and you don't need 20% to qualify.

8 Dec

What is the cheapest state to live in? 2025 cost of living and housing guide

Posted by Serena Caldwell

12/ 8/2025

0 Comments

Mississippi is the cheapest state to live in 2025, with median home prices under $190,000 and low taxes. Discover the top affordable states for housing, cost of living, and retirement - and what trade-offs to expect.

4 Dec

What Is the Average Cost of a Timeshare Per Year? Real Fees You Can't Ignore

Posted by Serena Caldwell

12/ 4/2025

0 Comments

The average annual cost of a timeshare is $1,000 to $2,500, but hidden fees like maintenance, taxes, and special assessments can push it higher. Learn what you're really paying and why it's often a bad financial move.

1 Dec

Is It a Good Idea to Buy a House with No Money Down?

Posted by Serena Caldwell

12/ 1/2025

0 Comments

Buying a house with no money down might seem tempting, but it’s risky for first-time buyers in New Zealand. Learn why saving even a little makes all the difference - and what real alternatives exist.

1 Dec

Is a 900 Credit Score Possible? What It Takes to Hit the Highest Credit Range as a First-Time Homebuyer

Posted by Serena Caldwell

12/ 1/2025

0 Comments

A 900 credit score doesn't exist - lenders use an 850 cap. Learn what it really takes to hit 800+ as a first-time homebuyer and how to get the best mortgage rates without chasing impossible numbers.

1 Dec

How Much House Can You Afford on a $100k Salary in Auckland?

Posted by Serena Caldwell

12/ 1/2025

0 Comments

On a $100k salary in Auckland, you can afford a home around $380k-$420k with a 10% deposit. Banks may approve more, but real affordability means balancing mortgage payments with living costs, deposits, and hidden fees.

Archive: 2025/12

Do People Still Buy Timeshares in 2025? The Real Story Behind Shared Vacation Ownership

What Credit Score Do You Need for a $100,000 Loan as a First-Time Buyer?

How Do I Pay Myself as a Shared Ownership Home Owner?

How Much House Can I Afford on $70,000 a Year in Auckland?

Is $10,000 Enough for a Down Payment on a House in New Zealand?

What is the cheapest state to live in? 2025 cost of living and housing guide

What Is the Average Cost of a Timeshare Per Year? Real Fees You Can't Ignore

Is It a Good Idea to Buy a House with No Money Down?

Is a 900 Credit Score Possible? What It Takes to Hit the Highest Credit Range as a First-Time Homebuyer

How Much House Can You Afford on a $100k Salary in Auckland?

Recent Posts

Jointly Owned Shares on Death: What Really Happens in Shared Ownership Homes

Jun 13 2025

What is the Downside of an FHA Loan? Straight Talk for First-Time Buyers

Apr 17 2025

Property Valuation: How Do You Value a Property Right Now?

May 8 2025

How Much Do You Need to Earn to Afford a $500,000 House?

Feb 28 2025

Virginia First-Time Homebuyer Down Payment Requirements

Oct 20 2025

Categories

Archives

Pring Property Solutions

Menu