Category: First Time Buyers - Page 2

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How Much House Can You Afford on a $100k Salary in Auckland?

On a $100k salary in Auckland, you can afford a home around $380k-$420k with a 10% deposit. Banks may approve more, but real affordability means balancing mortgage payments with living costs, deposits, and hidden fees.

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How much income do you need for a $250,000 mortgage in New Zealand?

To qualify for a $250,000 mortgage in New Zealand, you typically need a household income of $75,000-$85,000, a 10% deposit, and low debt. Banks assess your full finances-not just salary.

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What Income Do You Need for an FHA Loan as a First-Time Buyer?

There's no minimum income for an FHA loan, but your debt-to-income ratio determines eligibility. Learn how much you really need to earn, what lenders look for, and how to improve your chances as a first-time buyer.

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Do You Have to Put 10% Down on a House? Real Answers for First-Time Buyers

You don't need 10% down to buy a house in New Zealand-5% is possible for first-time buyers. But what are the real requirements, hidden costs, and government help available? Here's what actually matters.

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What Credit Score Do You Need to Buy a $2 Million House?

To buy a $2 million house in New Zealand, you typically need a credit score of 700 or higher, a 20% deposit, and a stable income over $150,000. First-time buyers can qualify but must meet strict financial criteria.

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Who Is Eligible for First-Time Home Buyer Programs in Ohio?

Learn who qualifies for first-time home buyer programs in Ohio, including income limits, required education, down payment help, and how to apply. Get the facts on grants, tax credits, and loan options available in 2025.

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What Credit Score Do You Need to Buy a $300k House as a First-Time Buyer?

Learn the credit score needed to buy a $300k house as a first-time buyer in New Zealand, how to improve your score, and what lenders really look for beyond the number.

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Qualifying for Virginia First‑Time Homebuyer Programs: Requirements & Tips

Learn the exact steps, income limits, credit score thresholds, and documentation needed to qualify for Virginia's first‑time homebuyer programs.

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Can I Afford a $250k Home on a $50k Salary? - First‑Time Buyer Guide

A practical guide showing how a $50k salary can afford a $250k home, covering deposit, mortgage math, extra costs, and tips for first‑time buyers in Auckland.

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Virginia First-Time Homebuyer Down Payment Requirements

Find out exactly how much cash a first‑time homebuyer needs for a down payment in Virginia, explore loan options, assistance programs, and step‑by‑step calculations.

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Virginia Home Credit Score Requirements: What You Need to Buy a House

Find out the credit score you need to buy a house in Virginia, explore loan options, boost your score, and learn what to do if you fall short.

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Typical Down Payment for First‑Time Home Buyers in 2025

Discover the average down payment for first‑time home buyers in 2025, learn how loan types affect cash needed, and get tips to lower your upfront costs.

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