Author: Serena Caldwell

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Understanding the Share of Ownership in Shared Ownership Homes

Learn what a share of ownership means, how shared‑ownership schemes work, staircasing options, costs, and key pros for first‑time buyers.

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Disadvantages of Joint Ownership: What Buyers Should Know

Explore the main disadvantages of joint ownership, compare it with tenancy in common, and learn practical steps to protect yourself when buying property together.

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Typical Down Payment for First‑Time Home Buyers in 2025

Discover the average down payment for first‑time home buyers in 2025, learn how loan types affect cash needed, and get tips to lower your upfront costs.

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Can You Have Guests in a Shared House? Rules & Tips

Learn the rules for having guests in a shared house, from lease clauses and legal limits to housemate communication and dispute resolution.

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How to Calculate a 20% Down Payment on a $300,000 Home

Learn how to calculate the 20% down payment on a $300,000 home, understand its impact, and get budgeting tips and FAQs for first‑time buyers.

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Understanding the $15,000 NC Home Advantage Program

Explore the $15,000 NC Home Advantage program: eligibility, funding options, application steps, and tips to make homeownership affordable in North Carolina.

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Understanding the NC Extra Credit Grant: A Complete Guide for Homebuyers

Learn what the NC Extra Credit Grant is, who qualifies, how much you can save, and step‑by‑step how to apply. Get eligibility tables, FAQs, and next‑action tips for North Carolina homebuyers.

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Why Students Need Accommodations: Benefits, Laws, and Best Practices

Learn why student accommodations are essential, covering legal rights, types of support, benefits, and best practices for schools and learners.

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Why Students with ADHD Need Educational Accommodations

Explore why ADHD students require tailored accommodations, the legal basis, types of support, and how they boost achievement and wellbeing.

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How to Avoid or Reduce Realtor Fees in 2025: Legal Ways Sellers and Buyers Can Save

Smart, legal ways to avoid or cut realtor fees in 2025. Learn negotiable rates, FSBO, limited-service listings, buyer rebates, and new US rules after the NAR settlement.

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What Does Owning 10% of a Company Mean? Money, Votes, Power, and Pitfalls

Plain-English guide to what a 10% stake really gives you: money, votes, influence, limits, and legal thresholds. Learn rights, dilution, examples, and smart next steps.

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Closing Costs in NC (2025): Buyer vs Seller Averages, Fees, and Smart Ways to Save

See typical North Carolina closing costs in 2025 for buyers and sellers, who pays what, real dollar examples, and easy ways to cut fees-without surprises.

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