Author: Serena Caldwell

30 Oct
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Who Is Eligible for First-Time Home Buyer Programs in Ohio?

Posted by Serena Caldwell
10/30/2025
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Learn who qualifies for first-time home buyer programs in Ohio, including income limits, required education, down payment help, and how to apply. Get the facts on grants, tax credits, and loan options available in 2025.

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27 Oct
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What Credit Score Do You Need to Buy a $300k House as a First-Time Buyer?

Posted by Serena Caldwell
10/27/2025
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Learn the credit score needed to buy a $300k house as a first-time buyer in New Zealand, how to improve your score, and what lenders really look for beyond the number.

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26 Oct
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Qualifying for Virginia First‑Time Homebuyer Programs: Requirements & Tips

Posted by Serena Caldwell
10/26/2025
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Learn the exact steps, income limits, credit score thresholds, and documentation needed to qualify for Virginia's first‑time homebuyer programs.

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25 Oct
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Owner’s Draw Tax Guide for Shared Ownership Homes in NZ

Posted by Serena Caldwell
10/25/2025
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Learn if and how owner’s draws from shared‑ownership homes are taxed in New Zealand, what deductions you can claim, and step‑by‑step reporting tips.

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24 Oct
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How to Get Your Landlord to Allow a Dog - Proven Tips for Renters

Posted by Serena Caldwell
10/24/2025
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Learn how to persuade a landlord to allow a dog with practical steps, legal tips, and financial options for a pet‑friendly rental in Auckland.

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23 Oct
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Understanding 100% Ownership in Shared Ownership Homes

Posted by Serena Caldwell
10/23/2025
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Explore what 100% ownership means, how it differs from shared ownership, legal forms, financial impacts, and step‑by‑step guidance for buying a home outright.

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22 Oct
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Understanding the 50% Rule for Rental Property Investments

Posted by Serena Caldwell
10/22/2025
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Learn what the 50% rule is, how to calculate it for rental properties, and when it works best for buy‑to‑let investors.

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21 Oct
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Can I Afford a $250k Home on a $50k Salary? - First‑Time Buyer Guide

Posted by Serena Caldwell
10/21/2025
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A practical guide showing how a $50k salary can afford a $250k home, covering deposit, mortgage math, extra costs, and tips for first‑time buyers in Auckland.

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20 Oct
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Virginia First-Time Homebuyer Down Payment Requirements

Posted by Serena Caldwell
10/20/2025
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Find out exactly how much cash a first‑time homebuyer needs for a down payment in Virginia, explore loan options, assistance programs, and step‑by‑step calculations.

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19 Oct
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Top Real Estate Agents: Who’s the Most Successful?

Posted by Serena Caldwell
10/19/2025
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Discover how success is measured for real estate agents, see the 2024 top performers, and learn how to find the most successful agent near you.

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18 Oct
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3 Key Disadvantages of Shared Ownership Homes

Posted by Serena Caldwell
10/18/2025
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Explore the three main drawbacks of shared ownership homes, from double payments to lease restrictions and staircasing costs, and learn how to manage them.

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17 Oct
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How Much Is a Business Worth When It Generates $1Million in Sales?

Posted by Serena Caldwell
10/17/2025
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Learn how to turn $1million in sales into a realistic business valuation. Explore revenue multiples, EBITDA, DCF, and the impact of shared‑ownership home assets.

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