Author: Serena Caldwell

18 Nov

What Income Do You Need for an FHA Loan as a First-Time Buyer?

Posted by Serena Caldwell

11/18/2025

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There's no minimum income for an FHA loan, but your debt-to-income ratio determines eligibility. Learn how much you really need to earn, what lenders look for, and how to improve your chances as a first-time buyer.

17 Nov

How to Choose a Good Estate Agent Near You

Posted by Serena Caldwell

11/17/2025

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Learn how to choose a good estate agent near you by checking local experience, sales track record, marketing plans, and fees. Avoid common mistakes and find someone who actually gets results.

16 Nov

Do You Have to Put 10% Down on a House? Real Answers for First-Time Buyers

Posted by Serena Caldwell

11/16/2025

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You don't need 10% down to buy a house in New Zealand-5% is possible for first-time buyers. But what are the real requirements, hidden costs, and government help available? Here's what actually matters.

16 Nov

How Much Is Student Accommodation in the US? 2025 Costs by City and Type

Posted by Serena Caldwell

11/16/2025

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Student accommodation costs in the US vary widely by city and housing type, ranging from $500 to over $2,500 monthly. Learn real 2025 prices for dorms, off-campus apartments, and hidden fees to budget smartly.

8 Nov

What Credit Score Do You Need to Buy a $2 Million House?

Posted by Serena Caldwell

11/ 8/2025

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To buy a $2 million house in New Zealand, you typically need a credit score of 700 or higher, a 20% deposit, and a stable income over $150,000. First-time buyers can qualify but must meet strict financial criteria.

30 Oct

Who Is Eligible for First-Time Home Buyer Programs in Ohio?

Posted by Serena Caldwell

10/30/2025

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Learn who qualifies for first-time home buyer programs in Ohio, including income limits, required education, down payment help, and how to apply. Get the facts on grants, tax credits, and loan options available in 2025.

27 Oct

What Credit Score Do You Need to Buy a $300k House as a First-Time Buyer?

Posted by Serena Caldwell

10/27/2025

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Learn the credit score needed to buy a $300k house as a first-time buyer in New Zealand, how to improve your score, and what lenders really look for beyond the number.

26 Oct

Qualifying for Virginia First‑Time Homebuyer Programs: Requirements & Tips

Posted by Serena Caldwell

10/26/2025

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Learn the exact steps, income limits, credit score thresholds, and documentation needed to qualify for Virginia's first‑time homebuyer programs.

25 Oct

Owner’s Draw Tax Guide for Shared Ownership Homes in NZ

Posted by Serena Caldwell

10/25/2025

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Learn if and how owner’s draws from shared‑ownership homes are taxed in New Zealand, what deductions you can claim, and step‑by‑step reporting tips.

24 Oct

How to Get Your Landlord to Allow a Dog - Proven Tips for Renters

Posted by Serena Caldwell

10/24/2025

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Learn how to persuade a landlord to allow a dog with practical steps, legal tips, and financial options for a pet‑friendly rental in Auckland.

23 Oct

Understanding 100% Ownership in Shared Ownership Homes

Posted by Serena Caldwell

10/23/2025

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Explore what 100% ownership means, how it differs from shared ownership, legal forms, financial impacts, and step‑by‑step guidance for buying a home outright.

22 Oct

Understanding the 50% Rule for Rental Property Investments

Posted by Serena Caldwell

10/22/2025

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Learn what the 50% rule is, how to calculate it for rental properties, and when it works best for buy‑to‑let investors.

Author: Serena Caldwell

What Income Do You Need for an FHA Loan as a First-Time Buyer?

How to Choose a Good Estate Agent Near You

Do You Have to Put 10% Down on a House? Real Answers for First-Time Buyers

How Much Is Student Accommodation in the US? 2025 Costs by City and Type

What Credit Score Do You Need to Buy a $2 Million House?

Who Is Eligible for First-Time Home Buyer Programs in Ohio?

What Credit Score Do You Need to Buy a $300k House as a First-Time Buyer?

Qualifying for Virginia First‑Time Homebuyer Programs: Requirements & Tips

Owner’s Draw Tax Guide for Shared Ownership Homes in NZ

How to Get Your Landlord to Allow a Dog - Proven Tips for Renters

Understanding 100% Ownership in Shared Ownership Homes

Understanding the 50% Rule for Rental Property Investments

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