Archive: 2025/11

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What Do You Call an Expensive Apartment? The Real Terms for Luxury Living

An expensive apartment isn't just pricey-it's a luxury residence with exclusive features, prime locations, and curated living. Learn the real terms used in high-end housing and what truly sets these homes apart.

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How much income do you need for a $250,000 mortgage in New Zealand?

To qualify for a $250,000 mortgage in New Zealand, you typically need a household income of $75,000-$85,000, a 10% deposit, and low debt. Banks assess your full finances-not just salary.

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What Is the Most Ethical Real Estate Company? Truths You Need to Know

Discover what makes a real estate company truly ethical, which firms in New Zealand lead by example, and how to avoid agents who prioritize profit over honesty. Find the right partner for your property transaction.

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What Income Do You Need for an FHA Loan as a First-Time Buyer?

There's no minimum income for an FHA loan, but your debt-to-income ratio determines eligibility. Learn how much you really need to earn, what lenders look for, and how to improve your chances as a first-time buyer.

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How to Choose a Good Estate Agent Near You

Learn how to choose a good estate agent near you by checking local experience, sales track record, marketing plans, and fees. Avoid common mistakes and find someone who actually gets results.

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Do You Have to Put 10% Down on a House? Real Answers for First-Time Buyers

You don't need 10% down to buy a house in New Zealand-5% is possible for first-time buyers. But what are the real requirements, hidden costs, and government help available? Here's what actually matters.

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How Much Is Student Accommodation in the US? 2025 Costs by City and Type

Student accommodation costs in the US vary widely by city and housing type, ranging from $500 to over $2,500 monthly. Learn real 2025 prices for dorms, off-campus apartments, and hidden fees to budget smartly.

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What Credit Score Do You Need to Buy a $2 Million House?

To buy a $2 million house in New Zealand, you typically need a credit score of 700 or higher, a 20% deposit, and a stable income over $150,000. First-time buyers can qualify but must meet strict financial criteria.

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